Okay, long story short, my fiance and I have been trying to buy a house for 2 1/2 months now. We managed to get pre-approved and after making offers on 6 different houses we finally managed to get one under contract. I've been working with a lender this whole time who was confident that they would accept my Zerys income, which is highly important because it's my primary income. I've been writing here for over 2 years, and I have reported it all on taxes and whatnot.
Now that we're getting ready to close, they decided that they need more proof of employment. The options they have given me are to get a letter directly from Zerys stating that I'm employed, but since I'm not an employee of Zerys I don't think that works.
They have also suggested that I go out and get a business license for my work here, and then hire a CPA to prepare a Profit and Loss statement for my business, which I suppose I could do, but it would cost me a bunch of money and would possibly subject me to different taxes at the end of the year.
Just curious if any of you guys have been through this with a lender and what did you use to prove that you actually work?! I'm ready to pull my hair out.
